Terms of Use
These Terms of Use govern your access to and use of the BasisCalc website and the calculators available on it. By using the site, you agree to these terms. If you don't agree, please don't use the site.
1. Acceptance of Terms
By accessing or using BasisCalc (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. We may update these terms from time to time — continued use of the Site after changes are posted means you accept the revised terms.
2. Not Financial Advice
The calculators on BasisCalc are for educational and informational purposes only. Nothing on this Site constitutes financial, investment, tax, legal, or accounting advice. Calculator results may contain errors, rounding differences, or inaccuracies. Do not make trading decisions, tax filings, legal elections, or financial plans based solely on outputs from this Site. Always consult a licensed financial advisor, tax professional, or attorney before making any decision that could affect your finances.
More specifically:
- The calculators model common scenarios based on inputs you provide. They do not account for your full financial situation, tax residency, broker-specific rules, regulatory changes, or individual circumstances.
- Options, margin, and trading calculators involve complex financial instruments with significant risk. The outputs are illustrative only — actual profits, losses, or costs may differ materially from calculator results.
- FEIE and expat tax calculators reflect general rules as commonly understood. Tax law is complex, jurisdiction-specific, and changes frequently. Use a qualified international tax professional for actual filing decisions.
- Past results and modeled projections are not guarantees of future performance.
- BasisCalc is not a registered investment advisor, broker-dealer, tax preparer, or financial planner. No client relationship is formed by using this Site.
3. Use of the Site
You may use the Site for lawful, personal, non-commercial purposes. You agree not to:
- Use automated tools to scrape, mirror, or republish calculator logic or outputs at scale without permission.
- Attempt to reverse-engineer, decompile, or extract the underlying calculator algorithms for commercial use.
- Use the Site in any way that could damage, disable, or impair it, or interfere with other users' access.
- Use the Site to provide paid financial advice to third parties without disclosure that outputs are estimates from a free online tool.
We reserve the right to block access to users who abuse these terms.
4. Intellectual Property
The Site's design, layout, copy, and calculator logic are owned by BasisCalc and protected by applicable intellectual property laws. You may not reproduce or republish calculator code, designs, or significant portions of content without written permission.
Your inputs: The numbers and data you enter into our calculators are yours. We do not claim any rights to your inputs, and as described in our Privacy Policy, we don't transmit or store them.
5. No Warranties
The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We make no warranty that the Site will be uninterrupted, error-free, or that calculator results will be accurate, complete, or suitable for any particular purpose. Use the Site at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, BasisCalc and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Site, including financial losses resulting from decisions made based on calculator outputs. This applies even if we have been advised of the possibility of such damages.
7. Indemnification
You agree to indemnify and hold harmless BasisCalc and its operators from any claims, losses, or expenses (including reasonable legal fees) arising from your violation of these Terms or your misuse of the Site.
8. Third-Party Links
The Site may link to third-party websites, including brokers, financial data providers, and domain registrars. These links are provided for convenience. We have no control over and take no responsibility for the content, accuracy, privacy practices, or terms of those sites. A link does not constitute an endorsement.
9. Governing Law
These Terms are governed by the laws of the jurisdiction where the Site operator is resident or incorporated, without regard to conflict of law principles. Any disputes will be resolved in the competent courts of that jurisdiction.
10. Changes to These Terms
We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
11. Contact
Questions about these Terms can be sent to the email address on our Contact page.